Settl follows the money from overdue to paid. It decides the next move, writes in your voice, clears a hard compliance gate, and records every decision.
CSV rows and Stripe records converge at the edge. The agent only receives the canonical invoice, never the raw source.
CSV rows and Stripe records converge at the edge. The agent only receives the canonical invoice, never the raw source.
Settl weighs days overdue, prior contact, tone bounds and channel. This invoice calls for a firm email today.
The reminder is composed from the tenant voice profile with the verified amount, due date and payment-link placeholder.
A deterministic gate inspects the draft. Unsafe claims stop here; disputes and consumer debt route to a human.
The real payment link resolves only after the gate. The message sends, delivery is logged, and the next move is scheduled.
The vendor’s processor confirms payment. Settl marks the invoice paid and ends every future follow-up automatically.
The same recovery path can place a natural AI voice call in your business's name. It discloses itself, reads the approved reminder, and texts the secure payment link after the call.
The AI can write. It cannot overrule the gate. Risky language, consumer debt, disputes, frequency violations, and invented links are blocked and escalated before a sender ever sees them.
You did the work. Settl handles the path from overdue to paid, with the controls and proof your business needs.